I'm not sure if I'm doing the analysis incorrectly, but if I put a down payment of 20% and get a loan for the rest, the mortgage alone, seems to be much more then the max I can charge per month.

So although it isn't an official shut down, schools are closed, all events shut down, all restaurant dining areas are shut, the mall is shut and many businesses have voluntarily shut down.

You owner occupy that place and have the rest of the 3 units pay for your mortgage (probably more) and then, 1-3 years later you keep doing it until you are tired of having neighbors and then you continue to build your real estate investments.

I wouldn't give them a break on the rent, but I would work out a payment plan where they pay part of the rent and pay back the rest on a monthly basis.

Not sure on cost yet, it'll be lumped in with the rest of the rehab and I'm the GC but I'm guessing it'll be an extra $8k or so (my cost).

Personal health, safety of their employees and/or the public, guidelines or public health orders issued by government officials, or any number of things might be appropriate metrics for making decisions.

We are officially in a shifting market and you have to be prepared to make a move when the time is right. 

As a new person my approach would be to identify an up an coming area in path of progress (ex along NW & SW Minneapolis light rails being constructed, N Minne along river, Midtown, etc) & max out a low DP owner occupied loan, so get a value add 4 plex with an FHA, occupy the nicest unit with you fam, then self manage the rest.

Also, they must submit official orders to you and a letter of intent.

Ther's a national apartment association advocacy grouphttps://www.naahq.org/advocacyhttps://www.naahq.org/news-publications/democratic-municipal-officials-calls-congress-support-rental-assistancehttps://www.naahq.org/advocacy/action-center/advocacy-365You can also sign petitions and join apartment associations it seems