No, do not want separate applications just looking at all options.

Instead they like to hide behind their screen names like a bunch of children and post nonsense crap in response to deals and other postings.

Obviously, based on my relationship with the company, I'm not unbiased, but most people here on BiggerPockets know that I value my reputation above all, and when I agreed to join FTF as an advisor a couple years ago, it was because I was very impressed not only with their business model and underwriting guidelines, but with the CEO (Matt Rodak) and the rest of the management team.I have no requirement to invest my own money on the FTF platform; I do that simply because I like the platform, like the deals that are being funded and find the returns to be nearly as good as the private lending I do, but without all the overhead. 

Since technically you'll have two contracts with the buyer (sales and purchase and assignment), there's no need to add a line for earnest on the actual assignment contract.

What if you show low income on paper is there still limits, it seems almost as if someone making minimum wage or even no income could buy a million dollar property otherwise as long as it showed a net positive to their DTI?

Being a KC guy I help a lot of Californai people invest here in multifamily and they come here for cash flow, landlord friendly laws, tenant laws, no rent control, lower property taxes, protection from style of governing.Hope that helps! 

You have a fourplex worth $500,000 and you have no mortgage.  

Realize that they charge a static fee of roughly $650 plus a per-lead fee and offer no support to resolve or fix any marketing issues that are caused by the platform.

Just no cash flow.

If you've owned the duplex for longer than a year and it's on taxes, there's no restriction to the income that is calculated (as in it doesn't have to zero out; it can give you income on paper).