She is too old to deal with tenants, maintenance, and she wants to enjoy the rest of her life.

Very hard without the LLC not holding assets for collateral.There is a trick out there with getting company credit cards and then going to a company who will cash you out of those cards and those cards usually hold a very low APR or no APR for the first 12 months.I know someone who got 150k like that, BUT, what if you blow that money then you have that debt hanging over your head. 

-what type of low down payment financing options do I have outside of FHA?

If so, can you recommend any reputable private only companies that have been in the market for at least 15 to 20 years and offer offer low entry barriers for investment? 

Quote from @Bonnie Low: Just doing due diligence here.

Larger font sizes indicate higher prevalence of an amenity.Below, we have filtered the map to display only listings with 2 bedrooms and 2 bathrooms.As a result, the chart presents the top 100 most common amenities for this specific type of property.Seasonality of Short-Term Rentals in Okaloosa Island, FloridaNow that we have narrowed down the property search to 2 bedrooms / 2 bathrooms units with a specific set of amenities, it is time to explore the seasonality of vacation rentals.The chart below illustrates the total number of reviews across all listings in Santa Rosa Island, grouped by the month when the review was made.Each bar in the chart represents the cumulative number of reviews across all Airbnb listings in Santa Rosa Island for that particular month.Here are some observations:The high season typically starts in March and extends through October.While July is generally considered the peak season, in 2022, May emerged as the peak month.The low season spans from the end of October to the end of February of the following year.January and February experience the lowest demand, with bookings dropping by approximately 80% compared to peak months.Determining the Optimum Rates for Short-Term Rentals in Okaloosa Island, FloridaThe next phase of our analysis involves examining the pricing strategy throughout the year for the top-performing listings in this area.

Can finance for 12 months with no interest.Vs.Having contractor get standard windows from Lowes and frame around to fit.

Key difference in existing resale with inventory so low: Not all sellers have to sell their home.

Not too low either, you don't want to go with someone who is just focused on price as this is a quality of a not-so-great accountant.

All of these numbers seem low, especially property taxes if this is in TEXAS:Vacancy $105.00 (3%)Repairs $105.00 (3%)Management $175.00 (5%)Property Taxes $66.67 (2%)What kind of unit is it?