@Pradeep Prabakar Ravindran Assuming you have lived in the house for at least 3 years, you have several years to take advantage of the capital gains exclusion.

Buy a duplex as a primary and live in half for a year.

The truth is, about 99.5% of lenders who offer conventional mortgages in the US won't lend to someone who isn't based in the US, even if that person is a US citizen living abroad or works for a US company.

I also live very frugally. 

And are you selling the correct car?

If I want to continue to live in my primary residence AND now rent out a portion of it to a renter, am I able to do so? 

So, the benefit of a lower interest rate is very short-lived, and I'm forever stuck with the lost equity.

Unless you are living in the area where the rental is, managing it remotely is not a good idea. 

He's giving the tenant a hard time about where his cars and a small shed are at, even though they're on my side of the fence because the neighbor claims he owns that strip. 

The cost of living is extremely low compared to other cities and you can still many many positive cash flowing and 1% deals here.