It's my opinion based on many years of handling title insurance claims throughout the country for various title insurance underwriters. 

In a new lease situation, where the tenant has no FICO score because he had lived out of the country, is it better to collect an additional months rent or an deposit?

There are nice pockets in other older parts of town too like the Bakersfield Country Club area (93306), but that zip is way more mixed up with a lot of rougher parts as well.

The entire industry will take a step back and Valuations will certainly change in many areas in the country..

This would be conservative estimate for most of the country in normal times.

He had it nailed, down to the country and the perpetrators.  

Most would say it's impossible to know.Since all properties are different, and more important...all markets are different....It depends on...what happens in the country, north, south, east, west, central, etc...for the exact same house, it can and usually is very different.However, I think I have developed a recipe for this, through a painstaking process, over many years of trial and error.  

So far no issues.I work with people all over the country and what I am hearing from them is their less sophisticated investors are pulling back and the more sophisticated investors are full steam ahead.The issue I see right now is it’s a bit too early.

I anticipate tourism will be down, particularly from Asian countries that account for a significant portion of our tourists.

It’s in farm country, and the town it’s in has less then 200 people.