I was asked about the issues with my credit and our compliance department waived any concerns.

Leave enough room for all of those incidentals/ unforeseen issues to be taken care of in your calculations. 

Today was supposed to be the final day they occupied the property and we were just notified by the previous owner that the roommate was refusing to leave the property.

After those two years, we'd like to move to CA and occupy this rental property but we're concerned this would disqualify us from counting it as a 1031.

You put 10% down leaving a $90K note. 

This works fine for value add multi-family or office where the pref can be paid from existing rents, but not for ground up where income must wait until the project is completed.Where ground up is concerned, the only way to fill this investor demand on most platforms is by offering current pay on the pref from day one, but the only way to do that is to raise more money from the same investors. 

I owe $230k on a 30yr fixed at 3.5% with about 23 years left to go.My concerns are: losing a great rate and paying taxes/commission on a large chunk of the equity. 

But, anyone looking to buy a 4-plex is concerned about one thing: ROI. 

This tenant is month to month and can be given 60 days notice to leave so we receive it vacant (double checked to make sure and it's legal).

My daughter's friend turns 18 at the end of August, her grandmother has already said once she's 18 she has to leave.