@Jason HodgesWhat’s the interest rate on the credit card?

If you were continually pulling for personal credit like credit cards that would be a different situation. 

I’ve never had a bank even ask for my credit card statement.  

The fact they are complaining online might be an indication the property manager dealt with them properly so be sure to ask the manager for their side of the story.I hope this basic guide helps.

There's no W&D hookup in the unit, but I can definitely live with the cards I've been dealt.

Does anyone know where I can find the proper info on this for Florida???

Assuming its best to do out of Austin proper due to prices and do flips to build up reserves to buy and hold eventually?

Although I have income , what I’m looking to do is set a proper foundation.

You'd need to pull title and do research with mortgage servicers to get the proper information.

Here is one that I developed a few years ago when we used to bid at Florida auctions (Can't get formatting properly):1Property Search & Filter Search properties a minimum of 5 days in advance, valued between $XXK and $XXXK2Review Crime ReportsAvoid high crime and high vacancy areas3Determine ARVMake an informed decision of the Fair Market Value/After Repair Value based on comparables, tax assessment and physical condition4Enter Property Data into SystemRecord ARV, Assessed Value, Sq Ft, No.