He claims to find this pattern across many fields, and extends his findings to claim it applies broadly.

One one end of the spectrum there is 1st TD paper with modest loan to value & then there is toilet paper (that's what was created by Wall St. in the bubble).

Have you (or anyone else on BP reading this) ever utilized the full spectrum of Lowe's kitchen remodeling services?

But “location” is a broad term, and evaluating the right place to invest your dollars means identifying the right markets both geographically and economically.Some cities simply provide better opportunities than others based on factors like the relative cost of housing to average incomes, availability of good jobs, and demographic trends.

I should have always been on the look out for an evolution mentor w/I real estate.Expanding further--I started at the tough end of the spectrum "buy and hold" versus at the knowledge end of the spectrum on hybrid/derivative deals like: subject 2s, owner financed, Lease options, wraps, joint venturing with owners to fix, retail resale something they would otherwise not have the capital, time, or other resources to do. 

So reading on the BRRRR method and talking to some local investors, the opinions are the opposite end of the spectrum....BRRRR would say, buy a property with the HELOC, rehab, rent and refi it with a 30 yr loan, then repeat. 

You're question is too broad to give you super specific tips, so try asking more specific questions once you know what you need to do to reach your goals.

I don't see where you listed the state or the program that made the payments and therefore we can only guess/speak in broad terms.  

I would never rent to us, and we are on the better end of the spectrum. 

The benefit to networking with the larger developers will be the depth of experience, variety of roles to learn in the organization and broad reach into the development community.Looks like the top commercial developers in Mass are National Development, WS Development, Cummings Properties, The Fallon Co & Campanelli.