Over the past few weeks I've been going back and and forth in my mind, even getting frustrated trying to find information on what to do.

The only feasible way of structuring this transaction is to ask the seller to carry 25% of the purchase price minus 3k or however much you can afford to put down at 10% interest 3 year term.  

They say the process might take 60 days.I can’t afford the 1500-3k that some attorneys want. 

But I found the process of finding deals and getting them to quickly send the money to be frustrating.

However, it would be really frustrating to pay $540 just to have them tell me my home is now worth $165,000.  

But then I thought since they are so low priced I might actually be able to afford flipping one or buying and renting.

I don't want to tell myself I can't afford it, I want to find a way to make this happen in a year.

Except that I need the money to hire one, which I won't have until I start making enough in real estate to afford it, so I need to figure out how to make this work with a baby first.  

If so I wouldn't focus too much on the appreciation growth, but 3% rent increase is a pretty good assumption (many salaries increase 3% each year so people can afford that increase).Lastly if the numbers don't work don't rely on increases to cash flow.

Also, is it a concern the amount of younger people moving to the area that may not be able to afford the increasing prices and eventually start moving away?