I am so bad that I pool cap ex, repairs, taxes, you know the stuff the experts say to have in separate accounts ready to deploy at a moments notice.

Account Closed stated, you should look into deciding on the market you're going to invest in and start building your team of experts in that market.

I would suggest connecting with an investor focused agent (or other expert) in the area for input.

@ the panel of experts with experience.Among us is Ms.

Im no expert so I would love to hear from somebody with a long tenure of real estate investing experience

Outside paint can obviously withstand rain, so logically it shouldn't matter, but I'd be concerned that an FHA appraiser might be like "oh we need a licensed paint expert to come out and certify that this is OK" which would be a waste of time/money.If there is no curtain thing, go to the dollar store and spend $1 on one. :)I'm just trying to think of what stupid things FHA appraisers might write in an appraisal and getting in front of that. $1 is cheaper than $1 + a paint expert + an appraisal re-visit. 

Hi @Mark Vejnar,Not a credit expert, but it sounds like you have the opportunity with the added income to do just that.

wonder if there's any underwriters or mortgage experts on here who could answer?

Loss Mitigation and Short Sale Expert.

If the mold is extensive and/or you are not skilled in removing and replacing the mold affected materials, call in an expert.