That is a very good point to make - if more people would turn off the TV and get out of the couch potato position there would not be so many hands stuck out for "free" government assistance!

Once again the loan mod program just further expands opportunities for investors to help their fellow americans in ways the government cannot!

As we now know, Fannie and Freddie are now controlled completely by the Federal Government.

They have the proverbial "License to steal" with the blessings of the government!

On the other hand, since commercial properties are valued based on their income potential and risks, a strong government lease should make it quite a bit easier to obtain financing to acquire it.

Pressure from the federal government to accept more short sales and now banks will need to accept even lower prices to compensate for the additional costs which will create less short sales.

What is to keep us from doing this here and eliminating this big government mess altogether?

Here is my Background: I'm an 18 year old young man interested in real estate but with a career education headed into computer security industry as a certified ethical hacker for the government and a cyber cop for business large and small.

What I find interesting is that the economy is in the tank and all the government comes up with is ways to tighten controls without making a way for jobs to be created.Tightening credit is a poor way of encouraging existing or new business to take on risk.

What some don't seem to realize is that in the last several years the government has made it necessary for banks to have larger reserves in order to lend money.Government agencies create many of the lending guidelines.