Think like a banker reading your application;low debit and great DTI ORHi front-end ratio for residence an low liquidityTo whom to you give the loan?

And, this is all funded with Other People's Money, without the sharp looks from bankers and hard money lenders.The actual project management and construction will be outsourced to someone local and very good at that aspect.

Did read over your website this morning banker has an issue with the FBO in the title?

On the phone with my banker, he's also surprised, which is good.

If a banker tells you need 2 years financials for the LLC, find another banker.

That is the better and more acceptable way, may be your banker needs to be educated and if they can't do it, look for those who can.I really suggest you guys belly up and see an attorney to structure your arrangement.

Banker - I see that you became a US citizen after you turn 21.

Finance grad from WVU, now a commercial banker.

If you want to be a top agent, you'll need the training and support of a large company like Coldwell Banker.

You're not hostage to your agent, that's not how any of this works.If the agent doesn't like the price you are considering then ask them to draw up the offer with the price blank because you need to review it with your partner or spouse or banker, then fill it in by hand and send it back later, or just find a new agent.