What Country were you Born?

Question

I was trying to refinances my home and after submitting all the necessary documents to the bank, i received a call from the Bank.

Banker - I see that you became a US citizen after you turn 21. So what country were you born?

Me - I am offended that my place of origin is a determine factor for me getting this refinance done with you. Therefore i done think i can do business with you.

Please tell me was I wrong?

Rex Harris · Answer

@Ndy Onyido, thanks again for that information. That was exactly what I did found a Better Bank that don't find a will to secretly pick and choose who they can lean to base on the place of birth. BTW I got a better rate as well.

Rex Harris · Answer

Thanks @Ndy Onyido for that information. If it is a requirement that the bank know where you were born in order to get a loan, I find it offensive. @Ryan Murdock it was a requirement according to the letter they send me that I show them where I was from before becoming a US citizen. @Ronan M. thanks for the comment. It was exactly my response to the banker (None of the Bank's business).

Again, this might be some form of requirement for the bank, but I see it as a determining factor as to who they choose to lean their money to or not.

Ronan M. · Answer

Yep. If you are a US Citizen where you were born is none of the banks business.

Ndy Onyido · Answer

@Rex Harris

well, the money is theirs and they choose whom to lend it to.  Since it is 'non of thier business', go elsewhere.

Ryan Murdock · Answer

Could this be a case of someone (the banker) asking a seemingly casual and harmless-to-him(her?) question out of genuine curiosity and having it construed as offensive even though that was not at all the intent? Was it really a determining factor as to whether or not you got a loan? Big difference... although in today's day and age he shouldn't have asked it regardless unless he likes defending lawsuits, as crazy as it is.

What Country were you Born?

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