D might be Detroit.For commercial hospitality (motel chain), i have done 2500/room, flooring and granite were owner supplied. scope was interior painting, r&r flooring, inst granite, change wallplates, install tv and brackets, minor electrical and minor plumbing. the budget is fine.

Companies like HD Supply (this used to be part of HomeDepot but homedepot sold them to some other company, now they are WhiteCap as trade name), or would probably contact the manufacturer myself.

If more specifics are needed to answer my questions, I am more than willing to supply them.

I have 400K in a variable annuity earning around 4%.

I'd not even look at information like that because it brings up too many variables and questions that are subjective and are often irrelevant such as, when was the original price tabulated?

Supply lines are all copper.4) Envelope:  The house has minimal to no insulation and the windows and storms are all original.  

These will supply the cash flow needed to sustain your daily lifestyle and any other investing you'd like to pursue.Research, learn, take action.

You can learn different trades through establishing a good network of people, but you can also save money on jobs by just taking care of the non skilled trade jobs and only hiring the professionals when needed.A real estate license can be obtained if you feel the need and won't require a large time or money commitment.I personally hold a sales position and try and use all of my variable income for real estate investment and live off my salary.

I've used box traps (reasonably priced at Tractor Supply) baited with tuna successfully. 

With so much US government deficit spending that is going on, and the money supply being finite in any given static time period, our own government is going to be competing against it's citizens for potential lenders.