The owner self managed and simply forgot to charge them.

When running reports you simply add the "by tag" flag to get a P&L breakdown for each tag group. 

You can do simply things like paint a room, change out hardware on cabinets and they make a big difference.If the renos are going to take a while and won't pay for themselves with increases rent, I'd leave them for now. 

There aren't any "good" courses on how to steal owner's equity, not contributing to the value of real property and simply raising the price based on pure opinion.

You don't see any of these anymore :S My only concern is whether you are simply stimation rents to total $3600 or if they are already rented for that much.

I simply mail it to the last known address and I don't use certified because the post office will not forward certified mail.

The hurdle I'm running into is whether this can be a personal checking account, or needs to be a business checking account.All 3-4 people I've talked to said to simply form an LLC, and transfer the title, without a solution to renegotiating my mortgage in the process.

I’d love to be able to either cash out refi, lower the interest rate, keep the payments the same OR simply refi the loans at current values, lower interest rate, and juice the cash flow a bit.  

That is the whole idea of self-directed investing- that you are able to make choices that are not available with typical IRAs and 401ks, but it is up to you to make good choices based on your situation and goals.As for fraud, I believe most of this has to do with the investments that can be made with a self-directed account that are simply not possible with a typically-restrictive IRA or 401k.

Rather, they are readily observed by the seller and therefore it stands a chance of connecting on a deeper level with them than simply flinging lower prices around.:)