Is it required that I disclose an existing line of credit if the account has a zero balance?

At least there is now the original grounding that existed before replacing line with PVC.By the way, I went through the wall above the footing.  

Some situational specifics pertaining to the question:8+ units, $250k+ loan amountCurrent rate at 4.5%Property in Omaha, NebraskaNew investor, no existing portfolio to leverageHigh credit score, Good personal incomeI'd take only 6-10 years of a fixed rate until reset if that made the 25 yr am possible.

Its more about the loan applicant have a history of rental income, than on a specific property or tenants.Since I personally have more than 2yrs of passive income from rental properties, the banks allow me to use 75% of all existing (already owned) and future (purchasing, or building in my case) rental income.  

Would I be able to take out a construction loan to build a new SFH with an existing loan?

If you have an existing relationship with a PM company you know that it will be done right and if something is not done right you have somebody to hold accountable.

Ian's site does a good job rating all of the existing crowd funding portals.  

You typically need 6 months of reserve and they may take into account rent if there is an existing lease (they will want to see lease).

You may be able to use the cash as collateral for a loan if you want to retain it while the bankruptcy falls off or put in a brokerage account and buy some decent dividend paying stocks and pull out cash using the available SMA in the account effectively creating you own loan while the dividends cushion the interest your paying. 

Hi all,Would like to jump start my investing in real estate as well as move out of my existing home.