I remember when my kids were little and we used to listen to Focus on the Family. 

Remember banks want to lend (you'll most likely pay them back... with interest!)  

I remember a lesson from my good friend while playing my favorite strategy game "Go" years ago.

QBO is something you are definitely going to need if you keep growing.

Are you in a growing market and maybe are just looking for any deal to get in?

I lived close to the area, 1st & Oak/Ormsby, my first year of college and had a few predominately poor friends that grew up there and I remember it being kind of rough.

Remember that the comps you are looking at are the ones the appraiser is going to find and use when he does his appraisal. 

I remember hearing that and thinking it sounds like a good idea, but to be honest any tenant I think is going to be enough of a PITA that I have to pretend I'm just the hired help, I don't place them in my units anyway.

However, if I remember correctly, it didn't end well. 

My thoughts is to maybe meet somewhere in the middle when I'm big enough by bringing on an assistant and grow from there rather than paying the fees of having someone else do it.