Thanks for the reply @Steve R. Are

Combine these life events with "owner-financing" and you will be amazed just how you can pick-up nice income producing properties, with little or no money down and solve your financing problems!"

They rarely knock on my door, they almost always email or text-so it basically feels like other rentals that are on different locations.

Currently, I buy in three markets -- one is purely MLS, one is purely off-market and the other is a new market where I plan to use a combination of the two strategies.So, what is your market telling you right now in terms of how best to find deals?

I have thought about stopping by offices and introducing myself, but agents I know that really produce are rarely in their office and when they are...they are very busy and usually with a client.Any insight would be greatly appreciated.

A couple of days rarely makes any difference.

The banks I deal with want separate financial statements on each entity and a combined statement.Common Disclaimer: I am not a lawyer or accountant and I do business in California.

I don't know if this is a common thing, or may be it's just a pure coincidence that I came across a few times just in the last two months.When I schedule with a listing agent to see a home, and most times it's either a short sale or REO, especially a REO, the home is vacant and you have a lock box with a four digit combination code.Now once in a while I will be at the property on time and the agent's running late, and I would get a call from them saying "go on ahead, the code is xxxx and I'll be there in 10 minutes".

Tenants rarely move out on their own as they have no money to pay rent where they are, so where are they going?

I ended up combining some of your suggestions, the tenant agreed, and I hope helping her works out.Here is what I did:- Did not accept Last month rent as December payment.- Offered to accept half of Decembers payment along with a late fee pending from last month (her first late payment) as well as a late free for December.- The other half of the rent would be payed in two additional payments, one in January, the last one in February.I am hopeful that she understand the flexibility we have applied to help her out and that she do her part as agreed.Thank you for all your great comments and suggestions.