I was looking at different loan packages I could use to purchase and renovate the home.

Looking through their marketing material, I would guess it's something like the packages used by the larger brokerage services, just designed specifically for investors.my 2 cents

Package stated life expectancy of only 2000 hours.  

I'm renting everything out except the big building, which is used for church (my seller, renting back) in the morning upstairs, and for our youth group in the afternoon (Sundays).Now I need to refi to pay off my seller carry back and hard loans.Chase wouldn't want to do my loan, so they recommend a local broker who after talking to me verbally said he can get a loan (about $700K) for me.He's asking for $1000 of "packaging" fee up front, plus 2% (of which he said usually bank would pay him 1%, I'd pay the rest).  

There is a human element in the BPO, but they often come in way too high.On the other hand, I once bought a house from a bank for $25K, that was assessed at $110K (though worth about $90K after rehab), that need about $30K in work.  

This is the defining competitive element of my business.With this machine, carpet, tile and grout cleaning jobs are faster, cheaper and possibly better than the most skilled cleaner using some previous generation equipment. 

How bout you package this up with the deal analysis math showing investors cash on cash return?  

Within my field of expertise I turn down lucrative contract work often enough when it doesn't agree with me on some level, but being completely out of my element in this arena, small steps and average goals seem wiser right now.

If I can keep some of these elements the update would be much less. 

I have been looking at property packages for the first time and I have no idea where to start.