You have to move FAST when buying, there is lots of competition so the good deals are gone instantly.

One example: choosing to buy a box of instant coffee which has 50 servings for around $10 versus going to Starbucks or Dunkin’ and buying 3-5 servings for around $10.

I'd definitely agree that it's probably a win win across the board.

Currently bouncing around some ideas on how to best serve my investors in DFW, Texas (Arlington, Grand Prairie, Mansfield, Ft Worth, Dallas) and create win-win opportunities.Where else would you come to get investors opinions?

Reason I say that is you will not be able to re-sell a note within six months because:Month 1 is bidding, winning bid and due diligence (and maybe get it boarded) within that timeMonth 2 you would need to wait the 30 day CFPB guideline before debt collection startsMonth 3 best case get them reperforming, then to sell as a performer need 12 months of seasoning.With that option gone, you would need to get cash for keys for the property (in month 2) which still takes a few weeks to get an agreement in place etc.

3) "no fees": Bitcoin was sold to us for years as being frictionless, instant and free.

I was instantly able to attain about 100K in money in seconds.

But after that, the win is on both sides: the flipper has a built in buyer to cash out their appreciation on refi, and the buy & hold person gets expertise during the rehab, then already knows the property and cash flow potential and doesn’t have to constantly “mine” the network for more deals.

I'll take the $70k instant equity plus cash flow to pay it off.  

I would not cash out any 401k or ira.You mention the instant loss of 56k in taxes and penalties.Take old 401k rollover to traditional ira.