Absolutely do not use documents provided by the borrower unless they have been thoroughly reviewed and revised by YOUR attorney.Sorry, but I think you're being incredibly naive to say "I think that they would pull out all the stops to pay me back so as not to tarnish their reputation". 

@Aubrey Moffat This is what I use:https://www.houseflippingspreadsheet.com/Works incredibly well and multiple options.

I did hear from an HVAC guy to watch out for the ones that are BLUETOOTH enabled, although they are convenient, apparently in a case where there's a storm and power shuts off, it tends to scramble the Thermostat unit....Account Closed Incredible right....

(I first read about it here on Popular Mechanics)If anyone is looking for a gift to give me, this is it.

I've never used a flex option, but have seen alot of wholesalers use them.I would like to see some input from some others regarding options, but it seems that they have become quite popular lately.Thanks-Terry

We require this of all tenants no matter the length of tenancy. it has saved us, our tenants and rental owners an incredible amount of time and money by having renters insurance in place. 

@Ralph Tomm, sorry for an incredibly late response. 

They have incredible reputation in the BP forums and Eric Winkler, who's the Executive Investment Strategist, is awesome to work with.

Interesting Ted Nugent was here and then it became popular and he then moved. 

Even as an american it is incredibly hard.