I am a small fish, who is a value-oriented customer (I want great value at great price!)

They had a real estate agent 'helping' them and she is a nut, threatening to send someone to stand on my doorstep and calling all day long.

Nuts!

PLUS there's plenty of great fishing on the many rivers and streams.

I bought it all cash from a summer check that I just received from my commercial salmon fishing season in Alaska.  

Only that 2"x2" sqaure drives me nuts.

If the mortgagor breaches the contract then the mortgagee becomes a beneficiary of the trust sharing the equitable interests with the owner 50/50.I know I have a lot to learn about all this however I like to understand the nuts and bolts before I go knocking on doors.

It's nuts to not escrow, and also nuts to not use a servicer to handle the 1098's to the borrowers.It looks like the first year post sale on a note your cash flow will be somewhat negative cash flow.  

“Pets/animals” include, but is not limited to, both warm- and cold-blooded animals, such as dogs, cats, fish, rabbits, hamsters, rats, birds, snakes, lizards, and insects.Tenant agrees to pay immediately for any damage, loss, or expense caused by such pets/animals.

In a nut shell, the lease-option to purchase will be a great tool when properly applied.