However, if the credits were obtained in some other way (like as a rebate or a promotional offer), the tax treatment might be different.Remember, tax laws can be complex and subject to interpretation, so it's always a good idea to get advice from a tax professional who's familiar with your specific situation.

I dont want to go on about it because I certainly dont wat to self promote.. just offering to help .. either way ..

(I'm not promoting anyone, this is just what my business partner and I have been using to learn how everything works). 

I don't want this post to get marked for promoting or anything (He doesn't know me.

Many banks or local credit unions will provide a promotional rate for HELOC in the 1st year with a rate like 5-6%.

If not, then you should (promote yourself as 'investor friendly' and be the most knowledgeable in your market).

The articles focus was on people making huge profits on reos while never owning them and purely transactionaly profiting.Sorry to be cynical, but that sounds like some hypey guru "free report" written to promote their courses.

I apologize for over-emphasizing the "Serious" part but, I've attended my share of Meetups for "REI" that ended up being nothing more than a sales pitch for expensive "education programs", rather than a what they promoted to be. 

I loved the beach and the chance to work on this historic property was enticing.

They recently ( last year) started promoting Tony-Robbins like mentorship/mindset programs.