When you achieve income, you can then pay yourself from the S-Corp using the 1:2 salary / dividend split to minimize your self-employment tax liability while still showing an income to prospective lenders for personal credit.Hope this helps ......and, for what it's worth, my investing group's tax and legal expert's law firm has an entire department with a sign on their wall which reads, "We Fix LegalZoom Entities".

The only thing I'd change (cause I'm a vocabulary nerd) is that the tax is not capital gains - it's technically earned income tax with self employment tax.  

I have the money to invest clearly (and have great credit) but don't meet the blasted federal requirements to get a loan through a FDIC insured bank (W2 or two years of steady self-employment income).  

It's free and can be done online: https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online.

If they said longer income, but only  required 2 years of W2s, then they likely confirmed with the employer that they'd been at their job for X years.   

Also my employer is willing to give me $8250 a year toward my retirement and I am supposed to pass that up???

I give them the pre-employment drug screens at a clinic.  

It’s not subject to self employment tax but neither is RE income so little value to RE investors unless you’re a self employed flipper to avoid that tax.C Corp: Might make sense with foreign ownership or if publicly traded.

I assume you own this property in your individual name - if you employ a property manager and they make a big enough mistake, you could get sued personally for the full amount of damages (and ignorance of the law is NOT an excuse here - I've seen that one play out). 

I have never rented to a corporation.In the usual screening process, I try to verify the applicants' employment information and rental history.