My thinking is, if the bankers that I meet with see that the numbers are calculated based on some research and that there are fixed criteria for selecting the properties I would be more likely to be pre-approved.

I'm new to being a rental property investor and am interested in learning about how to select the best properties, maximize my ROI, and obtaining financing,  I appreciate the opportunity to meet with other investors! 

This route would probably be as a "Broker-Agent" meaning you'd have greater recognition of being a broker but you'd be dealing under another broker as an agent.Being an independent broker isn't cost effective just dealing for yourself.

Hi Bernard,Welcome to BP, this is a great website and resource for all types of real estate investing.I always recommend these 3 things to beginners:1) Do a lot of research here2) Do not spend a lot of money with coaches, it would be much better to put that money to work and learn from experience, I'm not against coaches or education, but you need to be careful as there are some that are really bad3) There are many real estate clubs out there, visit them, select your favorites and meet other investors working your area.

I would really appreciate your inputs on the options we have selected.

Being selective can save you a bunch in the long run.   

I think Denver stands a better chance than most to weather a FED hike with no ill effects.

The most important characteristics, for me, in selecting a tenant are (1) stable job and sufficient verifiable income, (2) at least a mediocre credit score (600s, I have even accepted 500s, but will never go below that), and (3) general vibe of how much they want the property and how long they intend to stay - with #1 being the absolute most important. 

, a lot of investors like to purchase there but have found other better sources for the different products we purchase, one of the products where we can get better prices is precisely appliances.If your prices are better, then please call my contractor Mac Salcido at Urban Construction (909) 732 7434.Anyways, I always recommend these 3 things to people beginning in Real Estate Investing:1) Do a lot of research here2) Do not spend a lot of money with coaches, it would be much better to put that money to work and learn from experience, I'm not against coaches or education, but you need to be careful as there are some that are really bad3) There are many real estate clubs out there, visit them, select your favorites and meet other investors working your area.

Great Question RobertI would suggest you look at the money you would have to spend and go with the most cost effective plan that makes sense for you.