@Valerie Lane I don’t have experience combining those strategies but you could possibly refi with a conventional lender and do a renovation loan.

I am in the middle of a refinance where I was planning to refinance from my FHA loan to a conventional loan on my Los Angeles duplex!

Are there any products available to pay only 10% and still go conventional?

Both conventional and FHA financing available for this. 

Conventional - 25% down - 3.325% interest rate - 30 year fixed How did you add value to the deal?

My husband and I just did a cash out refinance on our home to a conventional loan with a lower interest rate/monthly payment and $20K cash out.

If you can qualify for a conventional loan do that instead.

Conventional Loan 5% down payment How did you add value to the deal?

NO-DOC Term loans are defined as non-qualified (NON-QM) mortgages and are long-term (5/1 ARM, 7/1 ARM, 30 Year Fixed) real estate investment programs.Unlike conventional investment property loans that max out at 70% LTV, a NO-DOC Multi-family Loan Program maxes at 85% LTV and with no PMI.

My questions are;1) with the sudden absence of W2 income for my husband and nowhere near enough through my business, is it possible to obtain a conventional loan to purchase our first property?