@Livia Susan, I think it partially depends on how much time and energy you want to spend on it yourself.

Many people try to shortcut the process by purchasing leads and come to learn that they will pay a lot and have to expend a lot of energy converting those leads into deals. 

Perhaps, like anyone who predicts bad things, he will eventually be right.I'm sure that real estate is not bullet proof but history says that it can take a sever beating and still be a great investment, shelter of wealth, or bunker against bad things. 

If the notes are originated to my standards up front they are pretty bullet proof.

If I determine that one city has an average return that is 2% higher than another, I will focus my time and energy on that city. 

We wanted to make sure our home was very energy efficient, which meant strategically choosing which trees we kept in place, and then angling the house right so that the trees provided shade in the summer, but that those trees didn't pose a risk in the occasional winter storms (trees grow and root based on prevailing winds, so once you cut a few out and change the air-flow, they can become more susceptible to blowing over).

There are R-6 ducts installed in the attic, information should be obtained from the seller as to the specific energy rating system for the home. 

And what % is independent of energy sector?

I did not want any sympathy, but was certainly receptive to and wanting to feel the positive energy that you guys always pour out on any other regular day just because that's how you roll at Bigger Pockets.Now, feeling like I can take on any challenge that comes my way, I want to post my own words of encouragement. 

Should we look for another property, look for something cheap and quick like a condo or bite the bullet in April?