This is even more important on the seller side with a listing agreement because of MLS regulations but it applies to buyer contracts too.

The principles of sound real estate investing still apply.

Then these are applied to all properties in that city.

Prior to showing the unit, I had the potential tenants apply on avail, which was free.

Especially if you charged for applying, but even if you did not, I think you should rent at your advertised rate. 

It’s one particular property (house) that I’m very much interested in and I just applied for the deed ( 7/23/21).

I've seen a lot of people with less than $200,000 do some amazing things by having relatives or friends put temporary money like $50,000 or $100,000 into a buyer's bank account so the bank would approve the loan, but you need to put the money in a few months before you apply for the loan, or the banks will catch onto your scheme.The following image shows only one of the types of calculations you need to do to project your profits.

Since my spouse finances some of her properties herself, and the same applies to me - we would like to have a fair split in case of an unexpected life situation of divorce.

The lodging taxes apply.

Call around to lenders and just ask if they can beat it or should I actually fully apply to like 15-20 banks?