But for me, only if they are barely qualifying..

I could probably *barely* get together $90-95k for a down payment, and I'm in my mid-20s so I was looking for a long-term CF play. 

Nicholas,Most condo associations have coverage typically referred to as "bare-walls", "walls-in / original design", or "all-inclusive" style coverage per the governing docs of the association. 

As a guest, I should be able to walk around in white socks or bare feet and not have my socks/feet turn black.If you want your guests to clean up after themselves, give them the things they need to do it.  

If it is badly cupped, you may need to replace sooner rather than later if it presents a danger to bare feet.

I hate to have it sitting in a CD earning barely any interest.

When I was a Realtor, I had a situation like this with a buyer who could just barely afford an entry level home and there were precious few of them on the market. 

And Florida drivers are, to be kind, less than skillful.We go bare on our personal home. 

I'll spend $4,000 this month, and it'll barely move my gauges; it'll hurt, but not badly.

There are hundreds of nails per sq/ft because of all of the layers of roofing and your shovel can barely move when stripping.