If you offer list price + seller concession on 50k to buy down your rate to approximately 5.5%.

I will be posting some properties in the classified later this week if all goes well with my listing appointment (fingers crossed!)

Ask your accountant to read Regs 1.469 and CCA Memo 202151005.You can have Nonpassive Schedule Es under certain circumstances but it appears he is listing it as passive, therefore creating suspended losses.Here is a previous thread: https://www.biggerpockets.com/forums/530/topics/1056436-clearing-up-confusion-on-tax-treatment-of-short-term-rentals

Is that why u (truly are) a Rock Star Extraordinaire w/14,283 votes and 9,003 posts but have 0 investments listed?

I have a duplex listed right now that might fit what you're looking for!  

I listed my location as Lake Ozark, Missouri because my city doesn't show as a selection but I'm actually based out of Jefferson City, Missouri and scour all of Central Missouri for deals.

Those you could see yourself when you looked at the house . put on the 5 year list .The deck , without seeing pictures is hard to tell , could be age , could be poor design , may or may not be expensive All in all that report wouldnt scare me at all ,  Its an older house , it will be constant maintenance .

Private lenders look at a few key items but listed below are the most important items from a lender perspective. 

If questionable or major items needed, we wait.

I do another in Thousand Oaks if anyone is interested PM to get on our mailing list.