I just started in past year doing employment verification's by first having them submit a paystub with application.

They don't require income verification (tax returns, paystubs, etc.), but are based instead on the cashflow of the investment. 

(b) Give the tenant the right to vet and place a long-term tenant (background, credit check, income verification, rental history), with the landlord's approval, in order to take over the lease.

I also looked at the no income verification loan option.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

Two identical cabins were sold in the same resort afterwards.

I mean, I'm not going to provide any non public information on our borrowers to you for verification but, I am attesting to you that I have personally accelerated loans for covenant default of the due on sale clause.

No income requirements or verification, all based on the asset. 

If you are managing Class C & D properties, you should NOT require minimum credit scores.Instead, avoid evictions in last 2 years, focus on verification of last 2 landlords (current one might lie to get rid of bad tenant), and 2 year work history - stable employment > stable income > stable rent payments.

Seller must present the competing offer for verification.