@Elizabeth S. - wow, you said a mouthful there!

https://www.surveymonkey.com/s/88PHVXQ

I've found that when I do run the #s and go back to the broker they are willing to bring it to their seller assuming the #s are done logically.

And for that, they charge a fee.What I'm getting at is that, indeed, your "franchise" is comprised of your business system(s).

This is a multi-unit property with a main 3/2 house and a separate duplex in back with 1/1's.

I purchased a house in Edmonton that has a horizontal crack the entire length of one wall as well as at least one vertical crack.The work has been repaired but the seller never disclosed that the crack was there until after I ripped down some of the drywall and exposed the cracks.There is an engineers report that says that the wall has been repaired and has been restored to "structural adequacy".They installed an interior shoring wall of pressure treated 2x6's with staggered pressure treated blocking that is tied to the floor as well as the joists.I purchased the house with the intention of adding a second story.I am wondering if it will support the second story or whether there is more that I should do before I start building.The original foundations in the area are such that they should support a 2.5 or 3 story house without issue.

Just created my intro post, if you're interested in learning a little more about me than what is in this thread please check it out:

https://www.biggerpockets.com/forums/55-new-member-introductions/topics/114...

RE attorney(s) with experience in the area of hard money lending and notes?

When applying for these loans, the lender will base the loan on your income, credit, and on the liabilities and asset(s) on their application and on your credit report.

If you dont get the order correct as @Jessica S. and I have learned the hard way, it can be a pricey and unpleasant learning experience.Much success to you!