Solo 401k is easier,more straight forward to set up , with a checkbook, rather than an IRA .LLC

If you know Austin, you should have said hail storm as there is a greater chance than an hurricane causing damage.  

You need to talk to a tax advisor rather than an attorney, IMO.

You can also install a lint trap on the exhaust that allows you to catch the extra lint. 

It is not exhaustive by any means, but does have a lot of valuable information in them.

.$30KClosing cost around $10kBrought to the table $10,901.Mortgage $1,225 @ 3.5 % 30yr All in cost me around $35k out of pocket. ):---------------------------------------------------------------Rehab to move in two weeks * Paint whole inside + basement*Gut and repair bathroom*Remove glass/mirrors one wall living room* Replace/Repair range over stove/exhaust* Dispose of all garbage.

You will be required to pay mortgage insurance but in the right market a few years of mtg insurance is considerably less than an additional 16.5% downpayment.  

Still and all, it was emotionally exhausting just 'not knowing' if we would get there in time!

Use the refi first, after that's exhausted think about the Heloc.

We want to recoup our losses (we'll be exhausting our savings) so we can have ANOTHER down payment after a year or so.