You could turn that into a long or short term rental to add to your income, which will help you build cash and prove income to make you more stable for lending.

and we used it to lend to others we had close to 30 million of these lines with 6 banks.. well every bank but one called our loans..

I am very much an aspiring investor in Grand Rapids and West Michigan and am checking off my list of needs (CPA, PM, capital, lending etc) but one area that keeps tripping me up is asset protection (i.e. umbrella policy only vs LLC).

I am new myself and learning how to find the lending portion but that is what I have found so far.

I've never even used traditional lending, but I've found that talking to lenders is a great way to learn the basics.

I am a syndicator and help other investors source financing (private and institutional) for deals. 

Many members are experts in their respective fields related to real estate investing, whether that is real estate brokerage, wholesaling, flipping, buy and hold, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.The site has quite a few tools that can be helpful for new members.

I know lending but not as much about the best deals, where/how to invest, etc.

@Shay Singh probably the easiest and most passive way to earn the 4K a month would be to lend it out as a private money lender by buying notes.

Hello all,I have recently been approached by family members as my business starts to grow about them lending money to me.