I have a few properties I’m looking to temporarily refinance with hard money in order to pay down debts, increase credit score, and ultimately refinance with a bank.

These also have no personal income requirements and qualify the loan simply on FICO score and subject property cash flow. 

Your credit score will get hit twice.

Just substitute the Properties for the stage players, the Money and Strategies for the Notes, and the Plan for the overall Score, and you have REI...and it will become a new music to your ears.

@Joseph Cacciapaglia I would focus on finding someone who is incredibly talented and wouldn't be so stressed that they are an investor.

Hi, I am renting out a 2 bedroom apartment for $1,200 I had two people looking at it, one person was an older mother not working with her daughter working that makes three times the rent net, but she does not have now the full amount to move in including the security deposit and her credit score is in 500 due to medics bills and a few other stuff, versus the second person makes a little under two times the rent but she has a great credit score at 6 70 and she has the full amount to move in right now, what would you do?

I did consider buying and holding a rental property, but I don't think I will have enough money saved for a down payment + my credit score isn't above 720 for the best interest rates. 

Vasilios who owns trademark construction does incredible work.

Credit score around 750+, plenty of reserve money in the bank to own outright but want to leverage some.thanks!!!

The lenders said they can only use my income in loan amount figuring if I have a credit score, so in order to take out a loan the size we were looking I need to establish credit.