I was fortunate enough to have saved a decent amount of money to survive this long.I started my journey back in 2017 with a New Construction house that I purchased and lived in as my primary residence.

With depreciation most of your income will also be sheltered from federal taxes, saving you another 20%.

So we've been in our education phase for quite a while and have been saving up money to purchase our first house hack.

Income - student debt - mortgage payment - monthly expenses = monthly savings If you're going to go down this route, I highly recommend that you house-hack your first deal.

Anyway, if you're interested in arbitrage, you'll find better info on these sites from reputable people... 

I see a large percentage of landlords try to save money through self-management only to lose significantly more due to the mistakes they make.

Maybe AI can take over this industry to save everyone time and $ for buying and selling a house which isn’t that complicated of a process.

We ended up saving more than our fair share considering this was in 2021 and sellers were getting 20 offers all above asking, we were able to buy below market value.

For background info:*I have a trust that owns a holdings LLC, and that holdings LLC owns my operating LLC.

In my experience, my investors who expect to get in/out of the deal quickly don't look at rate as they'll be in a deal for 2-4 months and the benefit of no up front costs saved by paying no points far outweighs the difference in monthly payment from the higher rate.