Would each policy be based on their respective sizes or will they likely overlap? 

REALTORS®’ Price Expectations By State Daily Real Estate News | Thursday, October 08, 2015 REALTORS® overall expect home prices to rise 3.5 percent over the next 12 months, according to the August 2015 REALTORS® Confidence Index Survey, which is based on the responses of a monthly survey to more than 50,000 real estate professionals.REALTORS® from Florida are the most upbeat about price expectations, with a median expected price growth in the 5 to 6 percent range over the next 12 months.

You should already know not only what types of deals they're looking for (fix & flip, commercial, raw land, etc), but also what areas they prefer to buy in (and which areas they absolutely will NOT buy in), what their price ranges are, what level of rehab they are comfortable with, how they will be financing their purchases, how often they buy, if they're open to seller financing, how much profit they're looking to make per deal, their desired cap rate or ROI, how many units or how many beds/baths, etc etc etc.You should ask every potential buyer all those things when they first ask to be put on your list. 

For fun, put in a time range in your spreadsheet that includes the end of February 2016, and then calculate the bill for that time range by hand and check that against the spreadsheet.If you have found the Fountain of Youth, also repeat that exercise for the end of February 2100. 

I've done it many times and found there to be some extremely good deals in this range.

I am looking into getting my builder's license in the near future to build spec houses in the sub 200k range.  

I have 2 mortgages in that price range with SECU

I'm not sure if it's an angle to justify his fee, but he seems like he respects his craft.

And you can buy that property by treating the seller with respect and by being honest.Obviously, there are rip off artists in all walks of life.

Also looking for quick cosmetic jobs in the 70 k all in range.