I chalked it up that he was going through some personal stuff but would not be renewing his lease, his lease ends on the last day of July.Well, a month went by and then I got to wake up to another large unhinged text of him accusing of another tenant of mine of a disgusting and sexual act in the bathroom openly in the household's group chat.

With the Claims Made policies (often used in professional liability, products liability, etc.), when you end the coverage, you need to purchase extended reporting coverage (aka Tail coverage). 

Personally, I think they are very ugly and I really don't see how using them saves much (any) money unless you get them free.Finishes are the most expensive part of construction.

You can have multiple policies on the same person.

@Joseph Lombard The HELOC is best described as personal short term financing.

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

In order to undertake a new build I would have to personally know the builder and be comfortable with his work.

Sell the product because the course works.

If you have cash, know that 99% of wholesalers will have low repair values and high ARVs that don't match the actual data or upkeep of the house.Also, ask if this is being daisy-chained, meaning are there other wholesalers or investors in the line between the person offering you the deal and the seller.

I personally would approach this with a self assessment.