In addition, there is no anticipated material adverse impact to the HOA if the funds are not recovered.Otherwise most non-warrantable condo loans won't go too high on LTV because of the added risk.

We discuss our plans and goals with her and she lets us know what potential hurdles or challenges we will face from a borrowing perspective and what we can do to overcome those issues.

I recently found a nice property in the DFW area, after overcoming an obstacle(myself).

But I had to stomach that $25k class and learn how to overcome fear...and it worked.

Banks are some of the most risk adverse lenders out there compared to other sources of capital.

I think the rental market here is getting a bit saturated - nothing that can't be overcome, but something that might be an issue the next 2-3 years.  

Since I don't see any problem to overcome, I don't see any creative solution.

Nothing but respect for overcoming an obstacle and getting one step closer to your goal.

Here are my answer to the "famous 4" questions. 1.My favourite real estate book is <The Millionaire Real Estate Investor>. 2.My favourite none real estate book is <The Pumpkin Plan> by Mike Michalowicz. 3.My hobby in life is basketball.4.The ability to overcome fear makes a difference in real estate investing Wish you best luck in your investor!

If an investor was risk adverse then they may not be comfortable buying a building that has earthquake damage, and impending lawsuits between landlord and tenant.