The key is finding a bank that talks our language and finding the right person in the organization.   

JP, track record is a function of many factors, some of which:1.

The value, IMO, of entrepreneurship is difficult to assess in some cases, but could be viewed as the knowledge and skills required in accomplishing a similar function having similar risks and rewards.

Regardless of the function, the classification, or how it is classified by third parties, including financing, I would only do so if and when that specific commercial investment produced yields to my satisfaction, nothing more glamorous than that.

If I buy a 4 unit and know that everything is functioning (on some level) but past it's prime I already build in the capital cost right away to replace it in my offer.Many insurance will not insure older buildings for great rates if the roof, electrical, and plumbing has not shown to be all replaced and updated.

but they aren't necessarily required to organize every single property into an easily formatted excel file and hand it to you on a silver platter.

The delay is likely a function of a couple of things.

How well the rental is functioning?

Roof is not in great shape (hail damage), but is functioning fine and not leaking.

Need to know when to cut chase, for sure.Whether or not you want to play with those as a function of your time is up to you.