Instead of fetching individual objects inside a loop, fetch a collection of objects in one API operation.

Both objective and subjective.

On another note...as an objective observation after reading through several threads and hundreds of comments on this age old debate, I think that (and believe contractors and investors can agree) while a phased percentage draw pay schedule itself may generally be a good standard practice, it’s the underlying trust and relationship built between the parties that drives the actual percentage paid on those phases.

I hope you don't object to those people?

Some of the information you want is included in the Condo Documents (as we call them in TX, commonly referred to as CC&Rs), and it is very, very rare to have a seller/listing agent provide that prior to making an offer; however, you are given a contingency period for the seller to provide it and for you to terminate the sale if you object to any of the provisions.

Investing typePersonality styleAs an example, if your goals and objectives are to provide a steady income (capital preservation) than you are investing in a different type of asset/strategy as opposed to one where you want to focus on maximizing wealth (capital creation). 

(Within six months, so delayed finance rather than cash out refinance)Also, in my case the objective of the  concession is not to bump up the sales price, it's to cover a repair allowance that the sellers don't want to handle. 

How you look at any investment as an investor is personal and affected by your particular investment goals and objectives.

Since you have a 401k and rental properties that you can compare why not do some math and see what the only truest objective metric has to say?

I'd suggest trying to stay away from the shiny new object temptation of upgrading your car.