I looked at the property today and will look again Tuesday but I'm sure I'm going to make an offer. 

So then offer to pay him and do a profit sharing option.

On the flip side if they are not using all of your income, overtime, bonuses they could have you approved for less and not offering full approved financing.

Instead I will offer a simple suggestion.  

He didn't want it and I had a verbal from the listing agent saying seller would accept my offer.

I'm asking the question because I submitted an offer and the listing agent laughed at it and said I will not present any offer that is under $X.

Please offer your insights asap if possible.

The payments typically are 1-3 years (but there's no real standard) and don't have additional interest added.Asking price: $280 Million (different currency than USD)Last year's asking price $250 Million (we assume the price increase is because of inflation)The owner doesn't seem in a hurry to sell and when we asked if he'd negotiate last year at $250 million he said no.I'd like to offer the following 3 options to see if any of these work for him:Option 1: 250 Million upfront Option 2:140 Million upfront130 Million in 6 months.

The first day this house went on the market she rushed over to show me and I made an offer almost immediately.

Depending on what the program offers, they could partner on deals with you, you could leverage their credibility, they can help you get financing on loans you would not be able to qualify for alone, and if the group has a network of people that collaborate you get access to awesome people all working towards similar goals.