If that is the case, then your options to sand and re-finish are limited....the real wood part is only 1/4", if that, so the sanding cannot be too aggressive.

Thank youI am game planning for all different options here and there and hopefully it’s just slightly low cash reserve temporarily that makes me uncomfortable We live in very highly rated school district and my wife would kill me if we needed to move because of my decision on this purchase….. 

@Abdullahi Mohamed @Osman KhanYes, investment residential real estate. 15% down payment. you cannot do BRRR completely since shariah law doesn’t allow one to acquire a cash loan with interest, so cash outs are never an option.

MBS has to be attractive vs other options, as those other options gain in returns, this presses mortgage rates UP to remain competitive for those investment $'s.   

As noted above, these are usually geared away from investors if they are looking to increase affordable housing options, or focused on local investors who will then open them up for rent right away for the same reason.

Explore options like crowdfunding platforms or connecting with experienced sponsors who welcome smaller investments.2.

@Crystal Hawk - You have a couple different options.

My name is Francisco, I'm really interested getting into Commercial Multi Family (5+ unit).

Yes, definitely get a non-refundable deposit if allowable so that they don't just string you along while they weigh their options. 

FHA loans are a good option for duplexes, particularly if you have between $200k and $250k to spend.