Additionally, the effects won't be felt uniformly across markets.

If the mortgage was "written off" he should have received some documentation from this mortgage company to that effect.

I replaced an entire roof on a 1400 sq ft home in High Point for $5k, including gutters, and that may have been high because I needed it done quickly for insurance coverage to go into effect.

If you can buy for less than $1,700/mo PITI then sell CA and buy in HI.As for refi'ing, how will that effect your monthly cashflow on CA property? 

The guy paid you early by accident.....he apparently needs that $$ for something else.I would "refund" the $$ minus any fees you might incur to do so......The rest of the lease stays in effect as is....due dates, late fees etc...... nothing changes....if he pays on the 6th, he pays the late fee...

Can you minimize the effect of the crash so your property will not go underwater like what happened in 2008?

My view is if the back boxes are in good shape its quicker and cost effective to just cabinet reface but they feel its better to just always replace or redo cabinets in the kitchens .

Most effective way to network with multi family lenders

Any slight negative effect from the credit pull should be gone next year anyway.

@Beau Fannon while lower mortgage rates are great, I tend to agree with @James Free that celebrating the fact that they will be lower as an effect of the Corona Virus is not a good look.