If i buy the 4 units then i can get a low 30 year fixed rate while if i buy it as a package then i'll have to take out a commercial loan which will probably be 20 years and 4.50% which eats away the monthly cashflow :/I probably need to up my knowledge on portfolio loans as i dont fully understand dynamics but i assumed it will have higher rates similar to a hard money lender? 

When you screw up, you eat the cost of your mistakes. 

I'm in a similar position in that I own property that has appreciated dramatically, but if I sell it, there's nothing I like better that I could afford, and capital gains/depreciation recapture would eat me alive.

They're looking for jobs with a 100% chance of getting paid so you're eating up their ability to earn a living and that's likely why they don't jump every time you call.

Taxes and insurance will eat up $300 or more. 10% for maintenance is $270.

I’ve had to force the sale of property in a partnership through the court system and it’s time consuming and eats away at your profit and can ruin friendships and/or family relationships besides creating a lot of stress.

These were all sourced pre-CV19, so eat the fish and spit out the bones.The percentage range varies by lender, but expect to only be approved with a DTI ratio of 47% or less.

These were all sourced pre-CV19, so eat the fish and spit out the bones.The percentage range varies by lender, but expect to only be approved with a DTI ratio of 47% or less.

If you don’t fully eradicate the mold it will literally eat your home. water is the biggest threat to property. good luck.

I think if you look at high rise units from a long term investment perspective the HOA will eat you alive and will tend to increase over time.