-StephenIf you do not have the cash or any equity in the property at all to pull a HELOC or a refinance you can always raise private money, partner with someone, use creative financing to get into a primary residence through owner financing, lease option, subject to.

You would want to verify this claim, but I vaguely remember an architect telling me that adding ADU/square footage to the front of a property is a lot more hassle permitting wise than to the back because the project is subject to public hearing and design review (if I remember correctly, though may be only specific cities in the Bay Area).

You may want to get your attorney or the sellers attorney involved to finalize this tenant issue but you should make sure that if Yuit get it under contract, make sure the contract is subject to possession at close of escrow meaning the seller is responsible for removing the tenant prior to you closing to grant you sole possession.You should also make sure you have a final physical inspection as buying sight unseen with an uncooperative tenant could result in major costs you are not aware of which could ruin the deal.

@Quianay Laing The typical language in most sheriff's/trustee's/foreclosure sales warns that you are buying the property "as is", "where is," including title defects and subject to any senior liens.

As in, subject to deals?

They are planning to sell it this year and I believe it will be subject to capital gains tax on the 42%.

They are planning to sell it this year and I believe it will be subject to capital gains tax on the 42%.

They are funded by the bank or credit union and not subject to Fannie or Freddy.

@Fred TracyI do believe that you have to take a distribution from the cash positive series to then contribute back to the negative series.However you can not directly transfer from one series to the other as they have no direct relationship.

I love finding great reading material (for ANY subject, really).