I was wondering if you know of anyone who has actually completed a successful loan mod and is happy with the outcome?

I might have more units that some people, but I have a deal with lowes for a 14.4 cu. ft. whirlpool fridge for $300 with free delivery and haul away and the matching range with digital display and gas burners for $400.

I have not heard the final outcome.

Pre-WWII Germany came close, but theirs was immediately inflationary without controls in place to stave off our outcome.

They were happy as ever for the outcome.

If we can put forth an alternative "workable" solution that meets the need of all parties and takes it to closing then we call that a true win-win-win outcome.

If you are really disciplined you can take this one step further and use the same approach for the activities that produce the outcomes that we are measuring on the other graph.

I'm a bit blunt myself but when in situations where tact is very important (ie: discussions with an emotional wife) I try to put myself in the other person's shoes and look at the situation from their perspective.It has helped me immensely to become a more effective communicator and work out win-win outcomes.

Either way I hope it goes well for you and you are happy with the outcome.

There is probably more to the story you describe, but it does display the second class of conduct.