I was fortunate as I took my loan and then the market crashed so I would have lost the money anyway.

The second chart shows how housing prices have reacted to "dips/crashes" in the market.

Others who own an STR, may accept the lower revenue and pivot to an MTR or LTR model but the demand for rentals is so high at the moment that I think the prices may lower to an extent but I do not see them crashing.

No bottom loan limit number (which some lenders have) you may find if purchasing an $84000 house conventional loans crash into High Priced Loans

Heck I drove past a C Neighbourhood everyday, and it's all fully tenanted (multi families)And just in today, the news of worst crash is over by two major oil companies.

IT'S GONNA CRASH!!

So we kept the house and rented it at a small, about $40/month positive cash flow.Five years later the oil crash hit the Houston RE market like a ton of bricks.

It's a weird coincidence that we were mid-application for a large life ins. policy when the crash occured.

At the same time, I don't want to wait around for the market to change or for the next market crash that may or may not happen. 

I was a banker for a bajillion years in the Tampa Bay area prior to us starting this company prior to the last crash.