It’s been about a year now that I have been trying to consume YouTube videos, Bigger Pocket webinars, literature, and basically whatever I can find.

Rather, I have fewer and much higher value properties.

No law says 30yf and 15yf are the only options, lots of lenders have "pick your term, pick your payment" options all the way from 10 years to 30 (gotta call on Congress to pass legislation if you want a Fannie loan >30 years, the fact that consumers go right up to that maximum term without even thinking about it tells us there is certainly consumer demand for >30 year mortgages). 

It seems like there are fewer 'wholesalers' in this space just due to the lack of inventory compared to single family homes. 

The Dodd Frank affects consumers of residential properties.

We are seeing slightly fewer homes for sale but the demand for those homes is keeping property prices on an upwards trend - People want to move here!

If so, the fewer places with mortgages on them, the better. 

That changes the loan from a business purpose loan into a consumer loan. 

.-957,900,     0,     0,     0,     0,     $2,788,094  = 23.8219% IRROr, you could run it like you did in your compounding example, using the compounded earnings (more dollars out, same % IRR as the % compounded):-957,900,     0,     0,     0,     0,     $3,159,236  = 26.9557% IRRThe lesson here is that you need to re-invest your earnings, or accept that the same IRR will give you fewer dollars than a comparable fully-compounding investment if you get any cash flow. 

I have been trying to look at properties across the country but it is pretty time consuming.