We live in one unit on our duplex consisting of two stand-alone houses in Ventura, California. 

She's offering thus at no points but credit is 800 and it's an investment with tenants currently living in both units 

I will add it to the BP events today but wanted to extend the invite.I agree with those that have already posted; surround yourself with a room full of people that are smarter than you in the subject you are aiming to become proficient in.

Low cost of living, strong job markets, and strong monthly rental growth in both these states have a lot to do with it too.

Purchase price: $565,000 Cash invested: $33,500 Bought the house to live in and build an ADU on the property because it is zoned for it.

They will go to the most well known/popular sites.To put this in perspective, I have been using ListHub to syndicate my listings to an additional 350+ websites for years.

I'd be surprised if there is a sustainable builder in Texas that I have not at least talked to, if I don't actually know them.I am trying to develop projects that allow these folks to showcase their work so people may discover that they can live in healthy, efficient, comfortable, forever homes that don't burn,  and are insect proof and mold free. 

In addition, HELOC's are interest only and variable rates.

Thanks, Gary Neely Gary, Just use you standard state contract and write out the terms of your seller financing in an addendum or on the OTP itself if there's lines for additional provisions.Be clear and concise.Example,Seller will carry a promissory note secured by a 1st position mortgage in the amount $97,583.00, at 6% interest, amortized over 30 years, witha a maturity date and balloon payment due 10 years after the closing date.Hope this helps and certainly get an attorney involved if you are not comfortable drafting the language.  

Going this route does incur additional closing costs, but you would maintain most of your funds throughout the process.Sent you a DM, would love to see if I could help.Good luck!